New Benefit for 4C Health Employees from ChatRx. Covered by 4C Health. $0 per visit. 

4C Health × ChatRx

Urgent Care For You. On 4C Health.

4C Health is covering virtual urgent care through ChatRx. Get a prescription or a work note, and skip the $150 urgent-care waiting room. No video. No appointments. Zero cost to you.

Strep at midnight? UTI on a Sunday? Sinus infection before a holiday? Pink eye over the weekend? ChatRx’s got you.

4C Health
Virtual on-demand urgent care benefit
YOUR COST
COVERED BY 4C
$0 per visit
  • Includes physician review & Rx
  • Work or school note included
  • $0. No insurance, no copay, no bill
Coverage applies to 4C Health employees only.
Family members pay $25 per visit. Symptom checks are always free.
Start My Visit →

5,565+ symptom checks across Indiana, Illinois, and Michigan since January 2026

Every case is reviewed by a physician from the ChatRx Medical Group.

FOR THE MOMENTS THAT CAN'T WAIT

We've Got You Covered.

Strep throat at midnight?
UTI on a Sunday?
Sinus infection before a holiday?
39 COMMON CONDITIONS · ONE FLAT FEE

Conditions We Treat

If it's a common acute infection, there's a good chance Dr. Tod can treat it from your couch.

Three Steps. Care In Minutes. Done.

1

Tell Us What's Wrong

Start with a free symptom check. Answer a few questions about what you're experiencing and your medical history. Takes 5–7 minutes.

⏱ 5–7 min
2

Doctor Reviews Your Case

A licensed physician reviews your case and decides on your treatment. If we can't provide care or you don't need it, we'll tell you up front — there's no charge.

⏱ Usually <10 min
3

Get Treated

We send a prescription to your pharmacy and a work or school note to your inbox. All for just $25. No other hidden fees or charges.

💊 Rx + note to inbox

Note: Prescriptions are provided only when medically appropriate.

Remote Everyday Infection Care

The Real Cost of Getting Your Family Treated.

Quick comparison for care in your area:

Primary Care
Schedule with your PCP
$50+ copay
Wait: 3-5 days
Urgent Care
In-person clinic
$150-$350
Wait: 2-6 hrs
Emergency Room
Hospital visit
$500+
Wait: 3-9 hrs
4C HEALTH BENEFIT
ChatRx
Online · Doctor-reviewed
$0*employees only
Wait: <10 min · Zero waiting room

No insurance needed. No copays. No surprise bills. Prescription sent to your pharmacy in minutes.

Indiana Families Already Trust ChatRx.

A REAL DOCTOR · NOT A CHATBOT

Meet Dr. Tod Stillson, MD

Every ChatRx case is reviewed by Dr. Tod Stillson, or a licensed physician from the ChatRx Medical Group. No bots making medical decisions, no overseas call centers, no hand-offs to a stranger.

  • Indiana-licensed · Local and Trusted
  • 30+ years as a rural family doctor
"If we can't help, we'll tell you up front and there's no charge. That's how I'd want my own family treated." - Dr. Tod Stillson, MD
75-second intro from Dr. Tod

On-Demand Everyday Urgent Care

Frequently Asked Questions

ChatRx is an independent virtual care service that has partnered with 4C Health to offer covered virtual urgent care as an employee benefit. 4C Health is your employer and benefit sponsor. ChatRx is the licensed medical provider handling the symptom check, physician review, and prescription. Both organizations are independent. Your visit is covered because 4C Health is paying on your behalf – there is no cost to you as an employee.

ChatRx treats 39 common acute conditions, including urinary tract infections (UTIs), sinus infections, strep throat, pink eye, ear infections, bronchitis, flu, tooth infections, BV, yeast infections, shingles, and cold sores. We do not treat chronic conditions, controlled substances, or anything requiring a physical exam. If your case is outside what we can safely treat online, we will tell you up front and recommend the next step, with nothing owed either way.

For 4C Health employees, a ChatRx visit costs $0. The benefit is fully covered by 4C Health. This includes the symptom check, the licensed physician review, the prescription (sent to any pharmacy you choose), and a work or school note when applicable. There are no copays, no claims, and no bills. Coverage applies to 4C Health employees only. Spouses, children, and other family members can still use ChatRx at the standard $25 flat rate.

Every ChatRx case is reviewed by a licensed physician. Cases are reviewed by Dr. Tod Stillson, MD, a family medicine doctor with 30+ years of experience in rural medicine, or another licensed physician from the ChatRx Medical Group. AI is used to help collect your symptoms and history efficiently, but no medical decision, prescription, or treatment plan is made by AI. A human doctor reviews and signs off on every case.

No. ChatRx is provided to 4C Health employees as a covered benefit, separate from your health insurance. There is no insurance to submit, no copay, and no claim. You’ll verify your eligibility with your work email when you set up your account, and the visit is covered from there. ChatRx is also FSA/HSA eligible if a family member uses it at the standard rate.

You don’t pay. If your condition requires in-person care or is outside the 39 conditions we treat, we’ll let you know, and you won’t be charged.

Yes. ChatRx treats patients of all ages, including children. Parents or guardians can complete the assessment on behalf of minors.

Yes. ChatRx is available 24/7, including weekends and holidays. Start with a free symptom check. If you need treatment, a physician will review your case.

4C Health + ChatRx
On-Demand Urgent Care Benefit for 4C Employees.
4C HEALTH
4chealthin.org
ChatRx is not a substitute for emergency care. For emergencies, call 911 or visit your nearest ER. Patients always have free choice of pharmacy.